RTR Financial Services, Inc. ("RTR") is a provider of accounts receivable management services to health care providers and other entities and cannot offer any refunds, credits, or chargebacks, under any circumstances, of payments made via RTR's worldwide website located at www.rtrfs.com (the "Website"). By agreeing to make payments or by making payment to RTR or to one of RTR's clients or customers through the Website, you hereby agree and acknowledge that the payment is being made in partial or full satisfaction of a debt or judgment that is valid and rightfully due and owing to RTR or to a client or customer of RTR. You further agree that you will not attempt to stop, hold, cancel, prevent, or interfere with any payments made by or submitted electronically to RTR or to a client of RTR via or through the website.